Tuesday, January 6, 2009
Charles Fernandez - Your Rhode Island Real Estate Agent
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950 Reservoir Ave
Cranston RI 02910
401-692-9582 Office
800-781-3612 Facsimile
Home Source Realty

Home Owners Foreclosure Assistance - Avoid Forclosure!

Homeowners experiencing a significant financial hardship are know able to get the help that they require.

  • We negotiate with your lender on your behalf to obtain terms you can afford.
  • Typical results include: Reduced mortgage payment, Three to Twelve months without a mortgage payment, reduced interest rate, reduced principle balance (loan balance) and fixed rate.
  • We also offer access to our Real Estate attorney, credit repair program, CPA and client tracking system.
Through my assistance if time permits it I will try to help you negotiate with your bank to try to help you keep your home.  If the bank doesn't come to an agreement with us that benefit you in the long run.  If time permit it I will help you sell your home as a short sale property and avoid keeping a foreclosure of your credit record.

Taking the time to speak with me is the first step.  Allow me to show you how I will be helping you. 

Unfortunely time is working against us, so please do not delay in contacting me.

 

Meaning of Short Sale: A short sale is when a bank or mortgage lender agrees to discount a loan balance due to an economic or financial hardship on the part of the mortgagor. This negotiation is all done through communication with a bank's Loss mitigation department. The home owner/debtor sells the mortgaged property for less than the outstanding balance of the loan, and turns over the proceeds of the sale to the lender in full satisfaction of the debt. In such instances, the lender would have the right to approve or disapprove of a proposed sale.

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Typical results include:

 

  • Reduced mortgage payment,
  • Three to Twelve months without a mortgage payment,
  • Reduced interest rate, reduced principle balance (loan balance) and fixed rate.
  • We also offer access to our Real Estate attorney, debt settlement and credit repair program, CPA and client tracking system.

Don't lose your home! Contact us today to learn more.

 

Doesn't matter if:

 

·         You are behind on payments

·         ‘Upside down’

·         Have bad credit (no credit check necessary)